Owner reserve
Owner reserve refers to the OwnerCount × incremental portion of total reserve, excluding base reserve.
Key facts
- Part of: Total reserve
- Reduce: Delete owned objects
Definition
Owner reserve refers to the OwnerCount × incremental portion of total reserve, excluding base reserve.
Trust line focus
Users often notice owner reserve when experimenting with many airdrop lines — batch cleanup recovers multiple increments.
On-chain objects
In protocol documentation, owner reserve behavior is defined by validated ledger rules — not by wallet branding. Wallets may label fields differently, but the underlying account_lines / RippleState data is what XRPline displays.
TrustSet, tecNO_LINE, and IOU receipts
This page (glossary/owner-reserve/) sits in the XRPline trust line cluster for xrpline.org. On ledger, issued assets are never identified by ticker alone: every IOU payment path resolves to a currency code plus issuer classic address. When a receiver lacks that RippleState, validated payments commonly end with result code tecNO_LINE rather than crediting balance.
Creating or updating a line is always a TrustSet transaction. LimitAmount.value sets the maximum IOU balance you accept from that issuer. Setting value to zero after clearing balance removes the object and typically lowers OwnerCount. Wallets may hide the JSON, which is why XRPline exposes a Sign TrustSet preview before you approve.
Native XRP transfers do not use this mechanism. If you only hold XRP, reserve math still applies (base plus owned objects), but you will not see tecNO_LINE for missing IOU lines.
OwnerCount, incremental reserve (~0.2 XRP), and Cleaner
Account reserve on XRPL is locked XRP, not a fee. Total reserve ≈ base reserve + (OwnerCount × incremental owner reserve). After network fee voting in late 2024, many operators cite ~1 XRP base and ~0.2 XRP per owned object — always verify live values in your wallet or in XRPline’s network strip.
Each new trust line usually increases OwnerCount by one unless an exemption applies (see first two trust lines). Closing an empty line with a zero balance and a cleared limit can reduce OwnerCount and return incremental reserve once the ledger accepts the transaction.
Users feel “missing XRP” when spendable balance is low even though total balance looks fine. That gap is often reserve, not theft. Each trust line you open for an airdrop or exchange token usually adds one owned object until you remove it.
XRPline Cleaner sorts zero-balance lines so you can reclaim multiple increments of incremental reserve after campaigns. You still sign one TrustSet per removal — we do not batch-sign and we never hold keys.
Issuer verification before you sign
Scammers exploit ticker collisions: two unrelated projects can both display similar three-letter codes with different issuers. Before any TrustSet, copy the issuer r-address from official documentation and match it character-for-character in the signing payload.
Use issuer lookup, issuer discovery guide, and explorer account flags (freeze, authorized trust lines, clawback) documented in Glossary. Risk tab heuristics prioritize review; they are not purchasable rankings and not financial advice — see Methodology.
Cross-links in this cluster
Guides walk step-by-step (set, remove, reserves). Problems decode errors (tecNO_LINE, cannot remove). Intents mirror search wording (check lines, reclaim XRP). Tools route into Manager, reserve calculator, and TrustLine checker.
Ledger checklist before you close this tab
For glossary/owner-reserve/, keep a personal checklist: (1) copy issuer r-address from official docs, (2) compare account_lines in XRPline Manager, (3) confirm OwnerCount and incremental reserve on live server_state, (4) read TrustSet LimitAmount in the wallet preview before sign, (5) retry IOU payments only after the receiver line exists to avoid tecNO_LINE.
If something still fails, match the transaction result code to a problem playbook, then cross-link to glossary entries for TrustSet, freeze, and trust line limits. XRPline publishes updates as an Organization — not individual author personas — and does not sell paid rankings inside product views.
When you finish maintenance, run Cleaner occasionally to remove zero-balance experiment lines so incremental reserve (~0.2 XRP per object typical) returns to spendable XRP. Native XRP balance is separate from IOU lines but shares the same reserve accounting for owned objects.
FAQ
Do offers count too?
Yes — OwnerCount includes multiple object types, not only trust lines. Confirm details on ledger explorers and in XRPline Manager before you Sign TrustSet.